The last time the RBA paused its cash rate hike cycle, a number of customers saw small adjustments in home loan variable rates and likewise for savings accounts and term deposits. For balances $250,000+ please see here.The Reserve Bank has held the cash rate at 4.35%. * Total variable rate, combining a variable base rate of 1.85% p.a. Merchants may also charge a fee for Visa Debit transactions. These transaction fees apply to those customers only, as Visa Debit card access is no longer available.

Visa Debit card access was available on Incentive Saver accounts opened before 12 November 2016, providing you were aged 14 years and over and held a Australian residential address.

Visa Debit Card available to customers who have an Australian residential address and are over the age of 14.

To be eligible for bonus interest, make a deposit to grow your account balance by at least $50 each month (or any amount if all account holders are under 21).The promotional rate period is the first 3 months from the date the account is opened, and the offer is available to personal customers only. on top of the standard variable interest rate. New Maxi Saver customers will earn an introductory promotional fixed bonus rate of 3.90% p.a.This information doesn't take your circumstances into account. Before you act on this or any advice, please consider if it’s right for you. The information on our website is prepared without knowing your personal financial circumstances. You can request a paper copy at a branch. Please read these documents and keep a copy. Before using Internet or Phone Banking, please read the Terms and Conditions (PDF 1MB).Transaction, Savings and Investment Accounts: Terms and Conditions (incorporating fees and charges) (PDF 796KB).Before making a decision, it’s best to read the terms and conditions.

Westpac bank term deposit rates